> ## Knowledge Base Index
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> Use this file to discover available pages before exploring further.
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# Are there any credit facilities or discounts offered for a mortgage loan?

Depending on the bank and the interest rate, facilities or discounts are provided regarding the initial payment period of the loan installments.

For example, depending on the case and the bank, you may receive:
* Early repayment option with repayment **at any time, no charge for early repayment of principal.**
* Grace period and low start
* Initial interest only period for the first 1 or 2 years and skip one installment every year, from the 2nd year of repayment.

**A special mortgage advisor of xe.gr  **will provide you with detailed information about your request.

