What is the cost of applying for a mortgage loan in Greece?

Every application for a mortgage loan incurs some costs associated with processing the application and other related tasks.

In particular

• The cost of examining the application and the cost of legal-technical control: €850 (indicative, depending on the product).
• Land registry/land registry office costs for the registration of a mortgage notice: 0.775% or 0.875% on the amount of the mortgage + VAT and
• Costs of filing the application, summary and issuing the relevant certificates, estimated at EUR 60-80 + VAT.
• Cost of representation by a lawyer for the registration of a mortgage deed: EUR 359,60 (this refers to the lawyer's fee of the Bank. The fee of the lawyer representing you will be determined by the lawyer).
• Cost of issuing an extract from the land register: **15 euros + VAT ** per property (based on the National Cadastral Code number / KAKEK).
• The cost of declaring the right of first refusal at the Land Registry Office: 35 Euro per right.
• In case of partial payment: 120 euro per certification of works.

Note: Mortgage application costs are based on standard bank charges. Final costs may vary depending on bank and mortgage products.

Updated on: 23/02/2024