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What is the levy under law 128/75;

The levy under Law 128/75, expressed as a percentage (0.12% for housing loans and 0.60% for other real estate loans), is added to the respective interest rate (fixed or variable) on the basis of which the borrower's monthly installment is calculated for the respective period.

For example, if the interest rate for the period in question is 3.80%, the final interest rate will be 3.80% + 0.12% = 3.92%.

The levy is paid by the borrower to the bank, which in turn pays it to the state.

Updated on: 15/05/2023

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